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in a continued effort to make our customers lives more comfortable and convenient, We've chosen to partner with Optimus. They are the EGIA finance platform that uses Soft Pull technology to quickly help customers get to the right lending partner and the right products. OPTIMUS virtually eliminates the need for multiple applications and multiple credit pulls for our customers.


The premier home improvement program, with best-in-class pricing and the most streamlined process in the industry. No homeowner requirements; instantaneous approvals. Provides the most attractive promotional programs: no-payment solutions, fixed terms and low APRs.


OPTIMUS has partnered with several second look programs in the HVAC & Home Improvement market. These programs include 2nd look installment loans and revolving credit financing, providing consumers with solutions to fit an array of credit profiles and monthly budgets.


Every OPTIMUS Pathway comes standard with Microf Lease Purchase products. The most unique lease purchase option available with no FICO requirements; approves up to 75% of the applications declined by traditional financing providers.

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